Terms and Conditions of Sale

Effective date: September 5, 2026

These Terms and Conditions of Sale (“Terms”) govern purchases made from Tori Prophet Consulting (“Company,” “we,” “us,” or “our”) through our websites, checkout pages, payment links, and other online platforms.

By purchasing or participating in one of our services, programs, memberships, workshops, intensives, courses, groups, or digital offerings (collectively, the “Services”), you agree to these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to purchase or participate in our Services.

By making a purchase, you confirm that you meet these requirements and that the information you provide is accurate and complete.

2. Services

Tori Prophet Consulting provides educational, coaching, consulting, community, and personal-development services. These Services are not therapy, mental health treatment, or a substitute for therapy or other professional care.

Specific details—including the format, schedule, duration, included materials, level of access, and price—will be described on the applicable sales page, checkout page, registration page, or written agreement.

We may make reasonable changes to the delivery, schedule, curriculum, facilitators, or supporting materials when necessary, provided that the overall purpose and value of the Service are not materially reduced.

3. Coaching and Educational Disclaimer

Unless expressly stated otherwise in a separate written agreement, the Services offered by Tori Prophet Consulting are coaching, consulting, educational, or community-based services. They are not psychotherapy, counseling, medical treatment, crisis intervention, legal advice, financial advice, or another form of licensed professional treatment.

Although Tori Prophet may hold professional mental-health credentials, purchasing or participating in a Service does not create a therapist-client relationship.

You remain responsible for your own decisions, actions, well-being, and results. If you are experiencing a mental-health emergency or believe you may harm yourself or someone else, contact local emergency services or an appropriate crisis resource in your location.

4. Orders and Acceptance

Submitting payment constitutes an offer to purchase the selected Service and your acceptance of these Terms.

We reserve the right to decline or cancel an order when reasonably necessary, including in cases of suspected fraud, payment problems, pricing errors, lack of availability, inappropriate conduct, or concerns that the Service is not suitable for the purchaser.

If we decline or cancel an order before providing the Service, we will refund the amount paid for the portion not provided.

5. Prices and Taxes

Prices are displayed in the currency shown on the applicable checkout page. Unless otherwise stated, prices do not include taxes that may be required by law.

You are responsible for any applicable taxes, currency-conversion charges, bank fees, or payment-provider fees imposed by your financial institution.

We may change our prices at any time. Price changes will not affect a completed one-time purchase. Changes to recurring membership prices will be communicated before they take effect, as required by applicable law.

6. Payment

Payment is due at the time of purchase unless a payment plan or recurring billing arrangement is clearly offered.

Payments may be processed through third-party providers such as Stripe or another payment platform. Your use of those services may also be governed by the payment provider’s terms and privacy practices.

You authorize us and our payment provider to charge the payment method you provide for the amount and payment schedule disclosed at checkout.

If a payment is declined or becomes overdue, we may suspend access to the applicable Service until payment is received.

7. Payment Plans

A payment plan allows you to divide the total purchase price into installments. It is not a month-to-month subscription and does not permit cancellation of the remaining payments merely because you stop participating.

Unless the applicable sales page or written agreement states otherwise, you remain responsible for all installments in the payment plan after access to the Service has been provided.

If an installment payment fails, we may retry the payment, request an updated payment method, suspend access, or pursue the unpaid balance as permitted by law.

8. Memberships and Recurring Payments

When you purchase a recurring membership, you authorize us to charge your selected payment method automatically at the frequency and price disclosed at checkout until you cancel.

You may cancel a membership at any time before your next billing date by using the cancellation method provided in your account or by contacting us at tori@toriprophet.com.

Cancellation stops future renewal charges. Unless otherwise stated or required by law, it does not produce a prorated refund for the billing period already paid. You may continue accessing the membership through the end of that paid billing period.

Failing to use the membership or attend available sessions does not automatically cancel it.

We will clearly disclose the recurring price, billing frequency, and cancellation method before collecting payment information.

9. Refund and Cancellation Policy

Because our Services reserve time, capacity, access, and digital resources, purchases are generally nonrefundable unless a different refund policy is stated on the applicable sales page or checkout page.

Digital courses, recordings, downloads, and immediately accessible materials

Purchases are final once access has been delivered. Refunds will not ordinarily be provided because the purchaser changed their mind, did not use the materials, or was unable to complete the course.

Live workshops, intensives, groups, and scheduled events

Unless the applicable offer states otherwise, registration fees are nonrefundable. If you cannot attend, you may contact us before the event to ask whether your registration can be transferred to another eligible person or applied as a credit. Transfers and credits are not guaranteed and will be considered individually.

Missing a session, arriving late, or choosing not to participate does not entitle you to a refund.

Coaching and consulting services

Fees for completed sessions and services already provided are nonrefundable. Cancellation and rescheduling requirements for individual appointments will be stated on the booking page or service agreement.

Memberships

Membership payments are nonrefundable once charged, except when required by law. Canceling prevents the next renewal but does not reverse charges for the current billing period.

Company cancellations

If we cancel a Service and do not provide a reasonable rescheduled date, replacement, credit, or substantially equivalent alternative, we will refund the amount paid for the canceled portion.

Any refund exception or guarantee stated on a specific sales or checkout page will control over this general policy for that particular offer.

10. Scheduling and Attendance

You are responsible for reviewing session dates, times, time zones, technology requirements, and access instructions.

All event times will be listed in the time zone specified on the registration page. We are not responsible for missed sessions caused by time-zone confusion, scheduling conflicts, incorrect contact information, or failure to review communications.

We may reschedule a session when reasonably necessary. When possible, participants will receive advance notice.

11. Technology and Access

You are responsible for having a reliable internet connection and compatible equipment, software, and accounts needed to access the Services.

We are not responsible for temporary interruptions caused by internet providers, third-party platforms, software failures, maintenance, cybersecurity incidents, or circumstances outside our reasonable control.

We will make reasonable efforts to restore access or provide an appropriate alternative when a significant interruption occurs.

12. Community Conduct and Confidentiality

Participants in groups, memberships, workshops, and community spaces must interact respectfully and protect the privacy of other participants.

You agree not to:

• Harass, threaten, discriminate against, or abuse another participant;

• Share another participant’s personal information or story outside the program without their explicit permission;

• Record, photograph, screenshot, copy, or distribute group sessions or community conversations without prior written permission;

• Promote or solicit products or services without authorization;

• Disrupt the experience or misuse community spaces; or

• Engage in unlawful, fraudulent, or harmful activity.

While we ask all participants to respect confidentiality, we cannot guarantee that another participant will keep information private. You should use your judgment when deciding what to share in a group setting.

We may remove a participant who violates these standards or creates an unsafe or substantially disruptive environment. When removal results from a violation of these Terms, a refund will not ordinarily be provided.

13. Intellectual Property

All course materials, videos, recordings, worksheets, frameworks, exercises, written content, graphics, branding, and other materials provided through the Services are owned by or licensed to Tori Prophet Consulting and are protected by applicable intellectual-property laws.

Your purchase gives you a limited, personal, nonexclusive, nontransferable license to use the materials for your own individual purposes.

You may not copy, reproduce, republish, upload, sell, license, teach, distribute, modify, create derivative products from, or share the materials with others without our prior written permission.

Purchasing a Service does not transfer ownership of any intellectual property to you.

14. Recordings

Some live Services may be recorded. When recording is planned, we will provide notice. By remaining in a recorded session after receiving notice, you consent to appearing in the recording unless another participation option is provided.

We will not knowingly use a participant’s identifiable image, voice, story, or testimonial in public marketing without obtaining any consent required by law.

Participants may not independently record sessions without our prior written permission and the permission of anyone who may be recorded.

15. Testimonials and Results

Testimonials and examples describe individual experiences and are not promises that you will achieve the same or similar results.

We do not guarantee any particular personal, professional, emotional, financial, relationship, business, or lifestyle outcome. Results depend on many factors, including your circumstances, decisions, effort, participation, and implementation.

16. Third-Party Services and Links

Our Services may rely on or link to third-party platforms, websites, payment processors, scheduling systems, community platforms, or other resources.

We do not control and are not responsible for the availability, security, accuracy, content, policies, or practices of third parties. Your use of a third-party service may be governed by that provider’s own terms and privacy policy.

17. Privacy

Our collection, use, and protection of personal information are described in our Privacy Policy.

By providing your email address in connection with a purchase, you agree to receive transactional communications necessary to deliver the Service, including receipts, access instructions, schedule changes, and account notices.

Marketing emails will be sent in accordance with applicable law. You may unsubscribe from promotional emails at any time by using the unsubscribe link included in the message. Unsubscribing from marketing emails will not prevent us from sending necessary transaction or service-related communications.

18. Disclaimer of Warranties

To the fullest extent permitted by law, the Services and materials are provided “as is” and “as available.”

We do not warrant that the Services will be uninterrupted or error-free or that they will meet every participant’s expectations or produce a particular result.

Nothing in these Terms excludes a warranty or consumer right that cannot legally be waived.

19. Limitation of Liability

To the fullest extent permitted by law, Tori Prophet Consulting and its owner, employees, contractors, facilitators, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to the Services.

To the fullest extent permitted by law, our total liability for any claim related to a Service will not exceed the amount you paid to Tori Prophet Consulting for the specific Service giving rise to the claim during the twelve months preceding the event that created the claim.

Nothing in these Terms limits liability that cannot legally be limited or excluded.

20. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Tori Prophet Consulting and its owner, employees, contractors, facilitators, and representatives from third-party claims, damages, liabilities, and reasonable expenses arising from your unlawful conduct, your violation of these Terms, your infringement of another person’s rights, or your misuse of the Services.

21. Events Outside Our Control

We will not be responsible for delays or failure to perform caused by circumstances beyond our reasonable control, including natural disasters, severe weather, illness, emergencies, government actions, war, civil unrest, labor disruptions, widespread internet or utility outages, or failures of essential third-party platforms.

When practicable, we will make reasonable efforts to reschedule the affected Service, provide an alternative, or issue an appropriate credit or refund.

22. Governing Law and Disputes

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Before filing a legal claim, you agree to contact us at tori@toriprophet.com and make a good-faith effort to resolve the dispute informally.

If the dispute cannot be resolved, any legal proceeding must be brought in a court of competent jurisdiction located in the Texas county where Tori Prophet Consulting maintains its principal place of business, unless applicable law requires otherwise.

Nothing in this section prevents either party from bringing an eligible claim in small-claims court or exercising a right that cannot legally be waived.

23. Changes to These Terms

We may update these Terms periodically. The revised version will be posted with a new effective date.

Changes will apply prospectively. The version in effect when you made a one-time purchase will generally govern that purchase. For continuing memberships, material changes will be communicated as required by law.

24. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in effect. The invalid provision will be interpreted or modified only to the minimum extent necessary to make it enforceable.

25. Entire Agreement

These Terms, together with the applicable sales page, checkout page, Privacy Policy, and any signed service agreement, constitute the entire agreement concerning your purchase.

If an offer-specific written agreement or checkout policy conflicts with these Terms, the offer-specific provision will control for that Service.

26. Contact Information

Tori Prophet Consulting
5900 Balcones Drive
Austin, Texas, United States
tori@toriprophet.com
www.toriprophet.com